February started off rough. I made it back to North Carolina in the early morning of January 31st. I was still off my normal schedule starting in February, and mainly dealt with banks rejecting my loan request for the newest investment deal.
I also got to deal with 2019 taxes along with determining what course of action I will take for 2020. Waiting until the last minute and then scrambling to get everything together isn’t the greatest option.
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January was pretty uneventful. I didn’t transfer over money every week like I have been doing. Mainly to let my cash reserves build back up and to get some debt paid off. Nothing too concerning, but I had some rental properties that have property tax due. Plus, the credit card I put most of the travel expenses on still needs to be paid.
Also, I was a bit off schedule in January, especially in the first half. I don’t know if iI was still screwed up from traveling or getting sick, but I had a hard time waking up and just staying awake. After falling asleep in the evening, I would be up too late, and the whole cycle would repeat.
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December was the last month of my savings goal. So not only do I need to meet the goal, I also need to figure out what I am doing next year, both in terms of saving along with the plan for this blog.
I am leaning more towards making the blog more instructional and adding videos, instead of having it be more of a diary of daily, weekly, and monthly events.
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The investment deal ran into some problems. It will now be delayed and may result in some additional fees that I will have to pay in order to get it moving again.
Also, it screws up my schedule again since I was planning on traveling to Ohio during Christmas, which made it easier since the client work would have been light.
On top of that, I really didn’t do anything else or bring in any additional revenue. I will almost definitely come up short on the goal. Looks like I pace about $20,000 per month, and with a 4-month timeline, I needed to hit $25,000, which I couldn’t do.
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I got delayed getting back to North Carolina. After that, I mainly had to deal with the client that I took off from. There was some definite overreaction to my time off and some early meetings scheduled to calm everyone down.
There was nothing too major, though. I do have to do additional work that I normally wouldn’t with other people taking time off for Christmas starting as early as this week. With all the clients, the workload is definitely higher than a typical week. I am hoping things begin to slow down later this week into next, however.
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I am writing this from New Jersey. Things started off terrible. I had plenty of notice that I was going on-site, so I figured I would take off from one client. Right when I was supposed to leave, they started complaining about that. They argued that the new contract wasn’t going to allow it.
I also had the investment deals I am trying to get wrapped up knowing I won’t have much time while in New Jersey. I was getting backed up with tasks and falling behind leading up to the airport to head here.
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I am still coming up short, but I need to get ready to head back to New Jersey next week. This really hasn’t been a good week for me. I am still trying to complete the investment deals, and that’s something else that will be impacted by the trip.
I didn’t make as much progress as I hoped, but I made about as much as I expected. Even the client work was more effort than usual. A lot of people were out for Thanksgiving and will be out again for Christmas, so they needed everything done now.
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November included the contract switch for one client and the start of the new client. The new client is exciting, but the contract switch is actually going to decrease my income. Until November is over, I won’t have an accurate idea of what I should expect, income-wise.
This month is also a prime month to capitalize on some type of holiday sales. I am starting off real behind. I do have the new client that will start paying, but I feel like I need to get something else going to close that gap.
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These WIG sessions seem to have been going well, however, I am still over $16,000 short of where I need to be. That’s probably the point of doing this. It’s not so much as a guarantee that you will hit the goal, as much as it’s a way to tell ahead of time if you are on track to hit it.
I am clearly not on track and need to do something different. Looking back, I took money from my checking account that was basically just sitting there and moved it into the savings account. That’s how I managed to move more money early on. Now, the extra money in the checking account is gone, and the amount I am able to transfer is decreasing.
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The investment plan is starting to fall apart. Trying to wrap up everything here on-site and then head to Ohio to complete the deal is no longer the plan. The only positive about that is I am getting a bit sick of traveling and will be happy to have an extra week at my apartment. However, I wanted the income the investment would generate.
That also means I have to deal with the fallout of the investment deal once I get back to my apartment. There are a few things I can do to help push it through, along with making other arrangements to get the deal done.
It’s going to be more work, and potentially more money, to actually do it. But I am still happy I get out of traveling to Ohio the week after I am done here.
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